Back to Basics with Mortgage Mimi What are “discount points”? 📚✂️🎓 #MortgageBroker #GalvestonCounty #LeagueCityTx #RealEstate #BaymontMortgage
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TikTokbaymontmortgage
Back to Basics with Mortgage Mimi What are “discount points”? 📚✂️🎓 #MortgageBroker #GalvestonCounty #LeagueCityTx #RealEstate #BaymontMortgage
Mortgage Mimi(@baymontmortgage). original sound - Mortgage Mimi. Back to Basics with Mortgage Mimi What are “discount points”? 📚 ️🎓 #MortgageBroker #GalvestonCounty #LeagueCityTx #RealEstate #BaymontMortgage
18.7K views3 months ago
Discount Points Explained
Understanding Mortgage Discount Points: How They Lower Your Interest Rate
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🏡📉 Discount Points — Pay Less Interest Over Time • Optional upfront cost paid at closing • Lowers your interest rate • Reduces monthly mortgage payment • Best for long-term homeowners • Break-even timing matters Discount points aren’t a trick — they’re a math decision. At The Onyx Group Mortgage, we calculate whether points make sense based on how long you plan to keep the loan. 📲 Apply now: https://onyxgroupmortgage.com/loan-application 📞 Call/Text: (949) 396-1204 🎯 Free Consultation: http
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🏡📉 Discount Points — Pay Less Interest Over Time • Optional upfront cost paid at closing • Lowers your interest rate • Reduces monthly mortgage payment • Best for long-term homeowners • Break-even timing matters Discount points aren’t a trick — they’re a math decision. At The Onyx Group Mortgage, we calculate whether points make sense based on how long you plan to keep the loan. 📲 Apply now: https://onyxgroupmortgage.com/loan-application 📞 Call/Text: (949) 396-1204 🎯 Free Consultation: http
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🏡📉 Discount Points — Pay Less Interest Over Time • Optional upfront cost paid at closing • Lowers your interest rate • Reduces monthly mortgage payment • Best for long-term homeowners • Break-even timing matters Discount points aren’t a trick — they’re a math decision. At The Onyx Group Mortgage, we calculate whether points make sense based on how long you plan to keep the loan. 📲 Apply now: https://onyxgroupmortgage.com/loan-application 📞 Call/Text: (949) 396-1204 🎯 Free Consultation: http
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investopedia.com
Points or no points? 🤔 Here's the deal: When getting a mortgage, you can pay points to lower your interest rate, or go with no points and keep a higher rate. So what are points? ➡️ 1 point = 1% of your loan amount. Example: On a $400K loan, 1 point = $4,000 at closing. 💡 Here's why it matters: The interest rate you see often includes a point! That’s why it's important to look beyond the rate and check the costs too. Have questions? We’re here to help break it all down for you. 💬 Evan McDonoug
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🏡 Are discount points worth it? They can reduce your interest rate—but whether they’re a smart investment depends on your situation. 💬 Talk to an Affinity FCU loan officer to understand the options. 🎥 Hear from Carolyn Morganbesser in this #MortgageMonday video! #MortgageMonday #DiscountPoints #AffinityFCU #HomeLoanHelp #HomeBuyingTips | Affinity Federal Credit Union
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