“Will a mortgage credit check hurt my score?” 🤔 I get this question all the time — so let’s clear it up. A mortgage credit inquiry typically affects your score 0–5 points… or not at all. ✅ That part usually isn’t the problem. What can hurt your credit before getting pre-approved? 👇 🚫 Applying for credit cards 🚫 Taking out a car loan 🚫 Opening any new lines of credit Those moves can change your numbers and delay your homebuying plans. Thinking about buying a home? Timing is everything. ⏰ Fol