What Are Mortgage Points And How Do They Work? | Bankrate
What Are Mortgage Points And How Do They Work? | Bankrate
2 months ago
bankrate.com
Seen loan quotes that mention “points” and wondered what they actually mean? 🤔 David Goldberg explains how mortgage points work and why they’re essentially prepaid interest that can lower your monthly payment. Sometimes paying points can make sense. Other times, it may not. The right decision depends on how long you plan to stay in your home, your available cash, and your overall financial goals. Smart mortgage strategy isn’t about guessing the market — it’s about choosing what fits your life.
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