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The HDB household income ceiling has just increased from $14,000 to $16,000 — and I think the bigger story is not just about who can qualify for a BTO today. It’s about what this could mean 10–20 years from now. If you look at history, the income ceiling has gradually moved upwards: $8,000 → $10,000 → $12,000 → $14,000 → $16,000 today Since 2011, the Government has essentially been increasing the ceiling by around $2,000 every few years. If this broad trend continues, we could potentially be loo
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