FHA vs Conventional with a 672 credit score - which is better? Most people assume “conventional is always cheaper.” But in the high-600s, FHA can beat conventional on payment because conventional rates PMI get more expensive as scores drop. FHA’s catch: an upfront mortgage insurance fee. Conventional’s catch: your rate and PMI are more score-driven. If you’re around a 670 score, run both options before you decide. #realestate #mortgagetips #firsttimehomebuyer
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