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Today’s Mortgage Refinance Rates

The Wall Street Journal on MSN · 2d

Mortgage Rates Today, July 25, 2025: 30-Year Rates Drop to 6.75%

Current mortgage rates are down and lower than they were seven days ago. Rates are lower than they were in early 2025, when the average 30-year fixed-rate mortgage reached above 7%. Even though Federal Reserve policy doesn’t directly impact today’s mortgage rates, they have been easing since the Fed began cutting rates in late 2024.

Fox Business on MSN · 2d

Mortgage rates inch lower this week

The average rate on the 30-year fixed mortgage fell this week to 6.74%, according to the latest Freddie Mac data released on Thursday. That is down from last week's reading of 6.75%.

Investopedia · 1d

Today's Refinance Rates by State - July 25, 2025

Check our interactive map to find today's average 30-year mortgage refinance rate for any U.S. state. Right now, the lowest rates are in California and New York.

Fed, Trump and interest rates

Reuters on MSN · 2d

Trump suggests Fed may be ready to lower interest rates

President Donald Trump said on Friday he had a good meeting with Federal Reserve Chair Jerome Powell and got the impression that the head of the U.S. central bank might be ready to lower interest rates.

USA TODAY · 2d

Trump's visit to Fed is latest twist in feud over interest rates that has long history

President Trump's visit to the Fed is the latest development in his long-running fight with Fed Chair Powell that has focused on interest rates

CNET on MSN · 2d

Mortgage Predictions: With Fed Cuts on Hold, Where Do Rates Go From Here?

The wait for a more affordable housing market is only getting longer as lingering inflation and tariff uncertainties keep the Fed in monitor mode.

2don MSN

Today’s CD Rates for July 25, 2025: Highest APYs Range From 4.25% to 4.85%

One of the biggest factors influencing current CD rates is the federal-funds rate. As the Federal Reserve began cutting its ...

19hon MSN

Card delinquency, net charge-off rates advance: June Credit Pulse

The average delinquency rate accelerated to 2.79% in June from 2.33% in May and retreated from 2.90% a year earlier, ...

CNET on MSN2d

Don't Let Summer's High Interest Rates Pass You By. Do This ASAP

If you'd prefer to have ready access to your money, a high-yield savings account could be a better fit. Most CDs impose a ...

2don MSN

RBI to hold rates in August, expected to cut again later this year: Reuters poll

The Reserve Bank of India will hold its key repo rate at 5.50% next month following a surprisingly bigger-than-expected cut ...

1d

Mortgage Applications Today: Home Loans Ticked Up 0.8% Despite Another Rise in Mortgage Interest Rates

A rise in mortgage interest rates has led to a decline in people applying for home loans and homeowners refinancing.

2don MSN

Latest HELOC & Home Equity Loan Rates: July 25, 2025

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

2don MSN

State Farm to hike home insurance rates by 27% in this state

Illinois homeowners face a 27% rate hike from State Farm as the insurer cites unsustainable losses. The rate increase is ...

Economic uncertainty is keeping mortgage rates high

The Federal Reserve has stayed the course, stalling rate cuts as they wait to see the impact of President Donald Trump’s ...

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