An adjustable-rate mortgage (ARM) is a mortgage whose interest rate resets at periodic intervals. ARMs have low fixed ...

(StatePoint) An adjustable-rate mortgage (ARM) is often discussed as an option to help lower initial costs and increase flexibility, particularly in a high-cost housing market. However, it’s important ...

Desjardins's prime rate is 4.70%. The prime rate underpins variable-rate mortgage products. When the Bank of Canada adjusts its overnight rate, Desjardins's prime rate increases or decreases by the ...

Learn how interest rate and APR differ and why each matters when evaluating loans. Understand their roles in determining the ...

After keeping rates frozen through most of 2025, the Fed reduced rates by a quarter point in September — the first rate cut of the year. The move came as the labor market showed serious signs of ...

Mortgage applications fell 0.3% last week, but refinance activity surged 4% as mortgage rates hit a monthly low.

A reverse mortgage can help eliminate remaining mortgage payments. Paying off an existing home loan with a reverse mortgage ...

Adjustable-rate mortgages are making something of a comeback. Last week they made up nearly 10% of all mortgage applications, nearing a post-pandemic high, per the Mortgage Bankers Association.

From 2008 to 2020, the mortgage market was characterized by a relatively narrow range of loan products, or so it was presented to most potential borrowers. Lenders all too often guided borrowers ...

When it comes to debt, math and emotion don’t always align — sometimes keeping that home loan is the smarter move.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. There's a lesser-known reverse mortgage designed for specific, essential ...