Learn about qualified distributions from retirement accounts, IRS rules, tax implications, and how to maximize your tax benefits while avoiding penalties.

When it comes to retirement savings you have, essentially, three phases: saving, distribution and estate. Your saving phase ...

Since withdrawals from their Roth IRAs are off the table for now, the couple must choose how much to take from the remaining accounts. They decide to withdraw 60% from their 401 (k)s ($24,000) and 40% ...

Learn 401(k) hardship withdrawal rules, qualified reasons, penalties and alternatives. See if you qualify and how it impacts ...

Discover options like SEPP and hardship withdrawals for accessing 401(k) funds when unemployed, and learn how to avoid penalties and manage taxes.

You may be saving more in an easy-to-contribute retirement savings vehicle, but you're giving up a great deal of flexibility.

Any time you take an IRA or 401 (k) plan withdrawal before turning 59 and 1/2, you risk a 10% penalty. Plus, by removing that ...

Learn why more Americans are tapping into their 401(k) savings and the potential consequences. Find out expert advice on ...

The best retirement account for a solopreneur will depend primarily on your income level and desired contribution amount.

I was the beneficiary of my late wife’s IRA and 401 (k) — but I want our kids to get the cash. Do I still have to take ...

Untangling their finances after they die only adds to the strain — particularly when it comes to retirement accounts. Imagine ...