RBI mandates lenders to offer fixed interest rates on personal loans with options to switch, subject to applicable charges.

RBI via FAQs issued today says REs must provide options to switch over to a fixed rate as per board-approved policy at the ...

Singapore retains its number one position in the passport rankings, offering visa-free access to 195 countries. Elsewhere, ...

The RBI on Friday said it is mandatory for banks to offer fixed interest rate product in all equated installment based ...

The Reserve Bank of India has mandated that banks offer fixed interest rate options for all personal loan categories. This ...

More universities and colleges nationwide are offering courses to teach students how to manage their own money.

Loan recovery processes are crucial for lenders and borrowers, ensuring financial stability while also necessitating ethical ...

It is clarified that the circular covers all equated installment-based personal loans, irrespective of whether they are ...

Both a HELOC and a home equity loan can be good ways to access your home equity this January, depending on your goals and ...

Unexpected costs can arise, making it challenging to provide proof of income. However, personal loans without income ...

Personal digital verification is a robust process that uses advanced technologies, including biometrics, to obtain secure ...