Proper etiquette is to always maintain a smile while receiving gifts — even if it's something you may not want or can't use. That said, hundreds of billions of dollars in gifts are returned ...

Credit card rewards are only valuable when you redeem them. But cash-back rewards can be extremely valuable, as they ...

You may also have the option to redeem your rewards for gift cards, online purchases or travel spending. Some issuers may allow you to receive your cash back as a check or deposit into a bank account.

When you make everyday purchases with cash back cards, the credit card company will apply the cashback directly as a statement credit or issue points you can redeem for cashback, gift cards or ...

Think you need a travel card to save on vacations? Explore a few ways that a cash back card could do the trick and help you ...

If you have a $400 plane ticket on your statement and you redeem $400 worth of cash back, you essentially get the airfare for free. There are three scenarios when cash-back cards are useful for ...

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Cash-back credit cards can be a great way to make money off your normal spending, but if you don't ...

If your business is in the market for a cash-back card, consider the no-annual-fee Wells Fargo Signify Business Cash Card.

Many of these cards also earn flexible points, meaning you can redeem them for cash or transfer them to various travel partners where you can often find better value.

Instead, you can simply redeem the cash back you earn for statement credits, a deposit into your bank account, or a check. Cash-back cards are also perfect for saving on everyday purchases.