The Notes bear interest at a rate of 7.375% per annum, payable semiannually in arrears on April 1 and October 1 of each year, beginning on October 1, 2025. The Notes will mature on April 1, 2032, ...

Have you ever felt like your note-taking system is working against you rather than for you? Maybe you’ve spent hours perfecting folder structures, testing out new apps, or diving into ...