Colin Beresford is a writer and editor experienced in helping people make the best decisions with their money, whether it's buying a car or taking on a loan. He has written for Bloomberg, The ...

Flex loans can offer quick access to cash, but there are potential risks Carrie Pallardy has more than nine years of experience writing about a range of topics, including healthcare and cybersecurity.

Zinman said the immediate effect of the rate cap was to reduce the number of payday lenders in Oregon from 346 on Dec. 31, 2006, to 82 outlets in September 2008. He compared Oregon with the ...

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Relying on a credit card cash advance is never a cheap option, though it's likely better than a payday loan. Most issuers charge a fee of 3% to 5% of the amount advanced, with a minimum of $5 to $10.