SoFi reports that home equity loans include fixed-rate loans, HELOCs, and cash-out refinancing, with options varying based on financial needs.

There are several ways homeowners can secure low home equity borrowing rates, especially now that rates are being cut.

So, if you're planning to apply for a home equity loan this October, it's important to understand what lenders are looking ...

How does a home equity loan work? First, it’s important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...

Under the right circumstances, a home equity line of credit could help you reach your financial goals. A HELOC is a mortgage. The process may differ slightly from what you went through to get your ...

Getting a home equity loan with bad credit generally requires you to have low monthly debts, a credit score of 620 or higher, and a home value of 20% more than you owe. Some or all of the mortgage ...

As of October 1, 2025, the average home equity loan rate is 8.21%, according to Bankrate’s regular survey of rates. The ...

Learn how to preserve your property's value, tap equity for income and make smart choices about downsizing, renting or ...