Proper etiquette is to always maintain a smile while receiving gifts — even if it's something you may not want or can't use. That said, hundreds of billions of dollars in gifts are returned ...

Credit card rewards are only valuable when you redeem them. But cash-back rewards can be extremely valuable, as they ...

Terms may apply to offers listed on this page. Most credit cards that earn rewards allow you to redeem your earnings for cash back. Some travel credit cards offer other high-value redemptions ...

Think you need a travel card to save on vacations? Explore a few ways that a cash back card could do the trick and help you ...

You may also have the option to redeem your rewards for gift cards, online purchases or travel spending. Some issuers may allow you to receive your cash back as a check or deposit into a bank account.

When you make everyday purchases with cash back cards, the credit card company will apply the cashback directly as a statement credit or issue points you can redeem for cashback, gift cards or ...

If you have a $400 plane ticket on your statement and you redeem $400 worth of cash back, you essentially get the airfare for free. There are three scenarios when cash-back cards are useful for ...

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I'm a big fan of getting rewarded, so I use rewards credit cards to pay for everyday purchases. Many people redeem their credit card rewards for cash back or as a statement credit to their credit ...

Many of these cards also earn flexible points, meaning you can redeem them for cash or transfer them to various travel partners where you can often find better value.

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. When it comes to cash-back credit cards, it literally pays to do your homework. Using the right cash ...

Instead, you can simply redeem the cash back you earn for statement credits, a deposit into your bank account, or a check. Cash-back cards are also perfect for saving on everyday purchases.