The problem with the “basic math” behind delaying Social Security is that it often overlooks longevity risk. While it’s true ...

Many Americans are taking Social Security early, but is that wise? It depends. Here's what to know when deciding when to ...

Social Security's full retirement age for people born in 1960 or later is 67. If you claim benefits at 62, you'll reduce those monthly payments by about 30% on a permanent basis.

All financial plans are important, but Social Security benefits during retirement years play a profound role in preventing ...

The Social Security Administration's 2.8% cost-of-living adjustment (COLA) for 2026 will raise benefit amounts for retirees, increasing both the average monthly payment and the max ...

The maximum monthly Social Security check is currently $5,108, or $61,296 annually. Here's the salary you need to claim the ...

Some married couples can maximize Social Security benefits when the lower-earning spouse files for benefits first, even ...

Age 62 is the earliest age to sign up for Social Security. Claiming benefits at that point will reduce them substantially for life. You'll also be putting yourself in a position where it becomes ...

Here are the five key money moves you can make at age 62, beyond starting Social Security.

Ages 62 and 70 are two of the more important ages in Social Security because of their implications. Age 62 is the earliest age at which anyone can claim Social Security benefits. However, claiming at ...

For example, let’s say that Hank’s full retirement age is 67. But he started getting reduced benefits when he was 65. That’s 24 months early, so his Social Security benefit was reduced by about 12%.

Choosing when to claim Social Security can change your retirement money a lot. Claiming at 62 gives smaller monthly payments, while waiting until 70 increases them. Benefits also depend on career ...