This article explores payday loans, including how they work, their pros and cons, and viable alternatives. Whether you’re considering a payday loan or simply looking to improve your financial literacy ...

Flex loans can offer quick access to cash, but there are potential risks Carrie Pallardy has more than nine years of experience writing about a range of topics, including healthcare and cybersecurity.

Zinman said the immediate effect of the rate cap was to reduce the number of payday lenders in Oregon from 346 on Dec. 31, 2006, to 82 outlets in September 2008. He compared Oregon with the ...