Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

When a storm, fire, or burst pipe rips through your home, the first instinct is to fix what you can see. Yet the outcome of your homeowners claim often hinges on what you secure before you ever hit ...

HomeSafe offers home warranty plans with high coverage caps and stable monthly rates that do not increase annually. Plans are slightly more expensive than average, but feature a low service fee of $65 ...

Home insurance claims can be a minefield of potential pitfalls, leading to denials that leave homeowners frustrated and financially vulnerable. Understanding the reasons why claims are often denied is ...

Liberty Home Guard is well known for its extensive add-on warranty coverage. This review goes over cost, plans and more for ...

Discover how recoverable depreciation in home insurance covers replacement costs, impacts claims, and ensures full recovery of your belongings' value.

Home insurance is meant to be a safety net to give homeowners peace of mind when the unthinkable happens — but in North Carolina, insurance companies are failing to hold up their end of the ...

Here's everything you need to know about First American Home Warranty, from what it covers to how much it costs.