Americans’ credit scores are declining. That’s according to a new report from FICO, which shows the average credit score in the U.S. currently stands at 715–a two-point dip from 2024. The FICO report ...

The average FICO score fell to 715 in April, down one point since January and two points from a year earlier. For consumers, that decline is more than just a number—it reflects how a growing trend of ...

Exploring credit repair is one way to begin the process of fixing a poor credit score and could make it easier to access credit with better terms and conditions in the future. While there are ...

Most Americans score in the “good” category or above, with a number 670 or higher, according to Bank of America. (2) If ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Negative information like unpaid bills and collection activity stays on your credit reports for seven years in most cases, during ...

Recent data from Experian shows how credit card debt varies across generations. Generation-Z carries an average balance of $3 ...

AI programs like ChatGPT can give you tips and reminders about paying off debt, but the real changes are in your money life.

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...

Dear Liz: I am trying to get my credit score figured out and was wondering if you have any recommendations for a credit report guru in my area? I need someone to walk me through why my score isn’t ...

Find out how to boost your credit score with these seven actionable steps tailored specifically for South Africans aiming for ...