A business needs specialty insurance for items not covered by ordinary homeowners or automobile insurance. Learn if your ...

Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus ...

If your property is damaged and you can't operate your business, this type of insurance can help with expenses. Many, or all, of the products featured on this page are from our advertising partners ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

Discover what substandard insurance is, how it functions, and see real examples. Learn about who qualifies and what factors ...

Coinsurance is a type of cost-sharing arrangement in which the insured party and the health insurance company share the costs of covered medical expenses. This is a common feature in many health ...

Out-of-network providers are the doctors and facilities that do not have a direct affiliation with your health insurance company. Out-of-network care, either through a physician visit or during an ...

Tail insurance is a policy endorsement that lets you file a claim after a policy's term ends. Learn how tail coverage can ...

When should you fork over money for other insurance? May 22, 2012 — -- Most people believe that it's foolish not to have insurance, and in many cases they're right. Yet buying some types of ...