Forbes Advisor’s weekly credit card rates report indicates that the current average credit card interest rate is 25.32%. The Federal Reserve also tracks U.S. consumers' average credit card interest ...

With credit card interest rates near record highs, you might feel like it’s impossible to pay down your debt. In early 2025, ...

Nearly half of American households have credit card debt and pay more than 20% in interest on their revolving balances. Even when the Federal Reserve cuts rates, those high APRs don't fall much.

Credit card companies offer low- and zero-interest promotional offers. Whether you can get low rates depends on your credit score. A credit score is a signal to lenders for how likely a borrower will ...

The average credit card interest rate is 20.97% APR as of November 2025, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.