Changing networks won't impact cardholders much, but it could be the first step toward improving card features.

The company wants to take over processing of payments for Apple's credit card, and has reportedly offered $100 million to replace Mastercard.

KEY TAKEAWAYS Visa has reportedly offered Apple around $100 million in a bid to replace Mastercard as the provider of the Cupertino-based tech firm's payments network.According to The Wall Street Journal,